What payment methods does Koh accept?Updated an hour ago

Koh's checkout supports four broad payment categories. Credit and debit cards including Visa, Mastercard, American Express, and UnionPay, plus Diners Club, Discover, and Maestro accepted where supported. Digital wallets including Apple Pay, Google Pay, and Shop Pay for fast express checkout using your saved card and address details. PayPal for paying via your PayPal balance or linked accounts. Afterpay buy-now-pay-later for splitting orders into four interest-free instalments where available. Note that buy-now-pay-later options are not available on subscription orders.

Credit & debit cards

Visa, Mastercard, American Express, and UnionPay. Diners Club, Discover, and Maestro accepted where supported.

Digital wallets

Apple Pay, Google Pay, and Shop Pay for fast express checkout. Use saved card and address details from your wallet.

PayPal

Log in to your PayPal account to complete payment using your balance, linked bank, or saved cards.

Afterpay

Split orders into four interest-free instalments where available. Not available on subscription orders.

Pay in 4 Interest-free One-off orders only

No. Buy-now-pay-later options like Afterpay and PayPal Pay-in-4 are not available on subscription (recurring) orders. This applies to all installment-style payment methods, regardless of order value. Subscriptions need a payment method that can charge automatically on each recurring delivery, such as a credit or debit card, PayPal, Apple Pay, or Google Pay. If you're checking out with a subscription and don't see Afterpay as an option, that's why. Choose one of the standard payment methods instead.

No. Koh does not store full card numbers on our systems. Payment processing is handled by trusted, PCI-compliant providers such as PayPal, Shop Pay, and Apple Pay. Any saved payment methods are stored securely by those providers, not by Koh. This keeps your payment details safer and makes future checkouts faster, since you can use the wallet or saved-card features of those providers without re-entering your card details every time.

If you don't see your preferred payment method on the main checkout screen, look for the Alternative payment methods option. Selecting it shows the full list of payment options available for your specific order. Different payment methods are available depending on order type, region, and amount, so the visible methods may vary. The Alternative payment methods link is the easiest way to see everything you can use for your particular cart.